General information & conditions
General information
Algemene Bankvoorwaarden 2017
General Banking Conditions 2017
Algemene Voorwaarden voor Kredietverlening (zakelijk)
Toelichting Algemene Voorwaarden voor Kredietverlening (zakelijk)
General Credit Conditions for Corporate Clients
Brochure Lenen bij Deutsche Bank
Algemene Voorwaarden voor Verpanding (zakelijk)
General Pledge Conditions for Corporate Clients
Algemene Voorwaarden voor Hypotheken (zakelijk)
General Mortgage Conditions for Corporate Clients
Algemene Voorwaarden voor Kredietverlening (consument)
Algemene Voorwaarden voor Verpanding (consument)
Algemene Voorwaarden voor Hypotheken (consument)
Product conditions Cash Management
Algemene Voorwaarden Zakelijke Betaaldiensten
Algemene Voorwaarden Particuliere Betaaldiensten
Cash Management Pricing for the Netherlands
Cut-off Times Payments
Show content of Payments EUR
Outgoing payments - batches
| Electronic transfer | |||
| SEPA, Urgent Domestic and Cross-border payments in EUR | Time | Value date | |
| EUR | SEPA (BIC/IBAN) | 13:00 | D |
| EUR | SEPA - multiple (bulk) batch payments | 13:00 | D |
| EUR | Cross-border payments in EUR (non-SEPA) | 15:00 | D |
| EUR | Cross-border urgent payments in EUR (non-SEPA) | 16:15 | D |
- Cut-off times are based on payment delivery in an accepted electronic format without conversion and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are based on Amsterdam local time.
- Instructions received on non-business days (weekend, bankholidays etc) will be processed the next working day.
Incoming payments - batches
| Electronic transfer | |||
| SEPA and Cross-border payments in EUR | Time | Value date | |
| EUR | SEPA (BIC/IBAN) | 17:00 | D |
| EUR | SEPA - multiple (bulk) batch payments | 17:00 | D |
| EUR | Cross-border payments in EUR (non-SEPA) | 16:00 | D |
| EUR | Cross-border urgent payments in EUR (non-SEPA) | 16:00 | D |
- Cut-off times are based on payment delivery in an accepted electronic format without conversion and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are based on Amsterdam local time.
- Instructions received on non-business days (weekend, bankholidays etc) will be processed the next working day.
Show content of Instructions
Outgoing instructions - batches
| Electronic transfer | ||||
|
Direct Debit |
Time | Value date | ||
| EUR | SEPA | SDD Core 1st submission | D-1* 13:00 | D |
| EUR | SEPA | SDD Core recurrent | D-1* 13:00 | D |
| EUR | SEPA | SDD B2B | D-1 12:00 | D |
* The common lead time will be D-1. However when initiating SDD, D-5 and D-2 is still optional.
- Cut-off times are based on payment delivery in an accepted electronic format without conversion and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are based on Amsterdam local time.
- Instructions received on non-business days (weekend, bankholidays etc) will be processed the next working day.
Incoming instructions - batches
| Electronic transfer | ||||
| Direct Debit | Time | Value date | ||
| EUR | SEPA | SDD Core | 17:00 | D |
| EUR | SEPA | SDD B2B | 17:00 | D |
- Cut-off times are based on payment delivery in an accepted electronic format without conversion and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are based on Amsterdam local time.
- Instructions received on non-business days (weekend, bankholidays etc) will be processed the next working day.
Show content of Payments other currencies
Outgoing payments
Transaction should be advised minimal two business days prior to processing.
Cross-border payments in other currencies
| Urgent electronic transfer | ||
| Cross-border payments in other currencies | Time | Value date |
| AED | 08:00 | D |
| AUD | 16:00 | D+1 |
| BGN | 10:30 | D |
| CAD | 16:00 | D |
| CHF | 14:30 | D |
| CNY | 17:00 | D+1 |
| CZK | 11:30 | D |
| DKK | 12:00 | D |
| GBP | 17:00 | D |
| HKD | 17:00 | D+1 |
| HUF | 12:30 | D |
| ILS | 09:00 | D |
| JPY | 17:30 | D+1 |
| MAD | 13:00 | D+1 |
| MXN | 16:30 | D |
| NOK | 12:00 | D |
| NZD | 16:00 | D+1 |
| PLN | 13:30 | D |
| QAR | 08:00 | D |
| RON | 12:00 | D |
| SAR | 08:00 | D+1 |
| SEK | 12:00 | D |
| SGD | 15:30 | D+1 |
| THB | 16:00 | D+1 |
| TRY | 10:00 | D |
| USD | 17:30 | D |
| ZAR | 09:30 | D |
- Cut-off times are based on payment delivery in an accepted electronic format without conversion and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are based on Amsterdam local time.
- Instructions received on non-business days (weekend, bankholidays, etc) will be processed the next working day.
- Cut-off times are based on urgent payments. In case of non-urgent payments a different value date will be applied.
Incoming payments
Cross-border payments in other currencies
| Electronic transfer | |||
| Cross-border payments in other currencies | Time | Value date | |
| AED | 09:00 | D+1 | |
| AUD | 17:00 | D+1 | |
| BGN | 10:30 | D | |
| CAD | 16:00 | D | |
| CHF | 15:30 | D | |
| CNY | 17:00 | D+1 | |
| CZK | 12:30 | D | |
| DKK | 12:45 | D | |
| GBP | 16:00 | D | |
| HKD | 17:00 | D+1 | |
| HUF | 13:30 | D | |
| ILS | 10:00 | D | |
| JPY | 17:30 | D+1 | |
| MAD | 14:00 | D+1 | |
| MXN | 17:30 | D | |
| NOK | 14:00 | D | |
| NZD | 17:00 | D+1 | |
| PLN | 13:30 | D | |
| QAR | 09:00 | D | |
| RON | 13:00 | D | |
| SAR | 17:00 | D+1 | |
| SEK | 15:00 | D | |
| SGD | 14:30 | D+1 | |
| THB | 16:00 | D+1 | |
| TRY | 11:00 | D+1 | |
| USD | 16:30 | D | |
| ZAR | 10:30 | D | |
- Cut-off times are based on payment delivery in an accepted electronic format without conversion and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are based on Amsterdam local time.
- Instructions received on non-business days (weekend, bankholidays, etc) will be processed the next working day.
- Cut-off times are based on urgent payments. In case of non-urgent payments a different value date will be applied.
Basisrentetarieven
Op deze pagina treft u een uitleg van de belangrijkste basisrentetarieven aan. Voor meer informatie over deze of andere tarieven, verwijzen wij u graag naar onze algemene voorwaarden voor kredietverlening en/of uw contactpersoon bij Deutsche Bank.
Show content of Euro Basisrente
Euro Basisrente is het tarief dat voor Deutsche Bank de basis vormt voor kredietverlening in rekening-courant. Producten waarbij het debetrentetarief is gebaseerd op de Deutsche Bank Euro Basisrente worden niet meer actief aangeboden. Informatie over uw bestaande product(en) kunt u opvragen bij uw contactpersoon bij Deutsche Bank.
Show content of Euribor
Euro Interbank Offered Rate. Het tarief waarop een representatief aantal banken bereid is interbancaire deposito’s in Euro te verstrekken aan banken met een vergelijkbare kredietwaardigheid. Euribor tarieven worden vastgesteld voor de relevante Renteperiodes op de tweede Werkdag vóór aanvang van de relevante Renteperiode om 11:00 Midden-Europese tijd. Euribor tarieven worden gepubliceerd op de website van de European Banking Federation.
Show content of 1 maands Euribor Lening
De 1 maands Euribor wordt vastgesteld op de voorlaatste werkdag van de vorige maand. Het is geldig van de eerste werkdag (Target dag) van de huidige kalendermaand tot de eerste werkdag (Target dag) van de volgende maand.
Show content of 3 maands Euribor Lening
Het 3 maands Euribor wordt vastgesteld op de voorlaatste werkdag van het kwartaal ingaande de eerste werkdag (Target dag) van het komende kwartaal tot de eerste werkdag (Target dag) van het volgende kwartaal.
Show content of 1 maands Euribor Debet
Het 1 maands Euribor wordt vastgesteld op de voorlaatste werkdag van de maand ingaande de laatste werkdag voorafgaand aan de komende maand.